The application can also be found on our county website: http://monroe.michfb.com.

Completed applications need to be turned into the County Office by April 4^th.

Students interested in applying for these scholarships must meet the following qualifications:

• Must be pursuing a career in an Agricultural field of study
• Be a resident of Monroe County
• Application must be typed for consideration
• Need not be a Farm Bureau member to apply
• Application deadline is April 4, 2012.  Only one application needs completed to apply for all three of our scholarships.
• Complete a scholarship interview on April 14, 2012 with the Young Farmer Committee

Thank you in advance for making this application available to students interested in applying.

Click below to access, print and complete the application.

2012 Monroe County FB Scholarship Application

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Farm Bureau introduces “New Roof Credit”! With proper verification of the new roof being installed in the last 10 years you will get a discount on your Homeowners Policy! Call today if you have had a new roof installed in the last 10 years. 734-243-2630 or bstarr@fbinsmi.com

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Preparation For Long Trips – Long distance trips by car or truck can be dangerous during the winter, so here are some suggestions for minimizing the chance of the trip becoming a tragedy:

·        find out about expected weather conditions at locations along your route

·        tune into local stations for information on road conditions

·        give persons on either end of your trip a travel itinerary including planned departure and arrival times and call these persons to let them know of your safe arrival

·        stop frequently for resting and re-fueling

·        travel as much as possible in daylight

·        be familiar with your route, carry recent maps and prepare alternate routes

·        be prepared for travel delays and be willing to pull over on the road or to stop at road shelters to wait out poor driving conditions

What To Do If You’re Stranded

·         pull your car over as far off the road as possible to avoid being hit

·         put on any additional clothing to keep warn

·         use phone or radio to call for help

·         it is better to stay with the car and run the engine periodically, not continuously

·         conserve your energy; over-exertion by trying to move your vehicle or shoveling too long endangers your health

·         melt snow for drinking water

·         move your arms and legs to improve your circulation and to keep warmer

·         before leaving your vehicle, consider the outside temperature. A person can freeze very quickly, especially if there is much wind

·         If you are stranded in an area where there is regular traffic, put on your flashers or raise your car’s hood to attract help

What to do if you start to skid - Above all, try not to panic. Abrupt or wild steering or braking will make things more dangerous. Skids occur when the car’s speed overcomes tire traction. If you do not have anti-lock brakes, gently pump your brakes until the car slows and traction (ability to steer) is regained. If you DO have anti-lock brakes, apply steady pressure until control is regained. If you are able, try to steer your car in the same direction in which you’re skidding. In other words, if you’re skidding to the right, turn your STEERING WHEEL (not your tires) to the right. This action should counteract the skidding.

Drive With A Winter Frame Of Mind – Winter driving often becomes frustrating due to having warm weather driving habits, expectations and behaviors. Cold weather driving becomes easier when you’re realistic. Winter travel takes more patience, care and planning. A 30 minute drive during clear, sunny and dry conditions is no longer possible under snowy, slick or icy conditions. Minimize your frustration and increase your chances for safe travel by doing the following:

·         allow more distance between you and the car ahead of you as safe braking distances are MUCH longer on slick roads

·         slow down

·         watch for icy conditions, especially on bridges and overpasses

·         keep your headlights on so that your car is more visible to other drivers

·         don’t start driving until your windows are clear of frost, snow, etc.

·         clear snow and ice from your vehicle’s lights

·         leave for destinations earlier, expecting that travel will take significantly longer

·         drive with a higher level of awareness of traffic and road conditions

·         clear snow from the top of your car so that it doesn’t later obscure the view of other drivers

·         use caution when approaching intersections

·         avoid sudden braking, turning, accelerating and lane changes

·         make it a habit to wash your car, including the underside, regularly to remove harsh chemicals and salts which are corrosive

Winter often does provide a beautiful backdrop in which to drive, but it helps if you’re patient, cautious, realistic and prepared. Be sure to read Winter Driving – Part 1.

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Preparing Your Car – Cold weather makes it necessary to make sure that your vehicle is ready to stand up to its rigors. A stalled car may be an irritating inconvenience in warm or moderate weather. However, the same circumstance could literally endanger a driver’s life when it occurs in a winter storm or during extremely low temperatures. Your goal should be to minimize the chances of a vehicle breakdown by having a qualified mechanic inspect the following:

• Wipers
• Tires (tread wear, alignment, and traction by maintaining air pressure)
• Brakes
• Radiator and coolant system
• Transmission
• All fluid levels
• Hoses, clamps and belts

It is important that once checked (and any deficiencies corrected), a car owner be sure to periodically certify that these items remain in good order. This is especially crucial prior to long trips.

Preparing For Emergencies – Wintertime calls for drivers to be ready to handle weather conditions and the likelihood of being stranded. The following items are important for dealing with routine and emergency winter driving situations:

It is also helpful to keep plenty of fuel in your car or truck’s gas tank to avoid running out during weather related snags in traffic or if you must pull off the road. Be sure to read Winter Driving – Part 2.

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It is amazing how life happens. Here I am watching this “terrible movie” and WHAM (this will be a long explanation……) the plot hits me. Not to ruin things but realizing that at any moment,  our kids…..my kids could become a burden on someone else, quite frankly made me stay up and write this post.

I think we all have a pretty good grasp on what we would do for our families if we werent here…..but the fact is we dont get to make alot of those decisions. Were gone. Our only say is the decisions we left behind. I consider myself a smart guy when it come to financial decisions but I realize ( and yes it took a stupid movie to figure it out) that I am not ready. I have not prepared my families life……after my life. Am I going to die right now because of those thoughts……..nope. In fact there is a good chance I will live a long life. Planning for the future is far more about your family…… than it is about you. It takes some unselfishness to make those plans. Are those plans worth it? We hope……..right!? Do we know when though?……Nope.

You have a friend though. This is what we do. We offer so many great insurance options for clients but the one thing that keeps me getting up each morning is our life insurance policies. You see I can’t predict if your house will burn down…in fact I have no real good graspt on the propability you will get into a car accident but the one thing i know for certain is we all will use our life insurance.

Take some time out of your day and watch the movie with your spouse. It will be worth it. I am confident you will wonder more about what happens if your not here……

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Interested in making insurance a career? Looking for an opportunity for a flexible schedule? Click the link “Starr Insurance Employment PDF” below to find out more…

Starr Insurance Employment PDF

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CLICK HERE FOR FACEBOOK EVENT PAGE

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