Wive’s can be dangerous……

All intentions for tonight were on going out to eat, maybe have some friends over….but without doubt,  no intention of a “family night”. My wife had been “dying” to see a movie called “Life As We Know It”…..which did not exactly hit high on the “got to see” radar for the guys. In all seriousness I “may” have been upset about the change in plans (remember the going out part….maybe friends over) but in an attempt to salvage the night i conceeded to watching the movie.

It is amazing how life happens. Here I am watching this “terrible movie” and WHAM (this will be a long explanation……) the plot hits me. Not to ruin things but realizing that at any moment,  our kids…..my kids could become a burden on someone else, quite frankly made me stay up and write this post.

I think we all have a pretty good grasp on what we would do for our families if we werent here…..but the fact is we dont get to make alot of those decisions. Were gone. Our only say is the decisions we left behind. I consider myself a smart guy when it come to financial decisions but I realize ( and yes it took a stupid movie to figure it out) that I am not ready. I have not prepared my families life……after my life. Am I going to die right now because of those thoughts……..nope. In fact there is a good chance I will live a long life. Planning for the future is far more about your family…… than it is about you. It takes some unselfishness to make those plans. Are those plans worth it? We hope……..right!? Do we know when though?……Nope.

You have a friend though. This is what we do. We offer so many great insurance options for clients but the one thing that keeps me getting up each morning is our life insurance policies. You see I can’t predict if your house will burn down…in fact I have no real good graspt on the propability you will get into a car accident but the one thing i know for certain is we all will use our life insurance.

Take some time out of your day and watch the movie with your spouse. It will be worth it. I am confident you will wonder more about what happens if your not here……

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